Data governance
Sub-processor List
Third-party services that process data on our behalf
Monetary Model uses a small number of trusted providers to run the Service. Each is bound by contract to protect your data consistently with our Privacy Policy and may not use it for its own purposes. We will update this page at least 14 days before a new provider begins processing personal data. Last updated September 9, 2026.
Cloud Infrastructure & Hosting
| Provider | Purpose | Data accessed | Location | Policy |
|---|---|---|---|---|
| Base44 / Wix Cloud | Application hosting, database, authentication, backend runtime and transactional email | Account, scenario, technical and billing-status data as the primary hosting provider. | United States | View |
Payment Processing
| Provider | Purpose | Data accessed | Location | Policy |
|---|---|---|---|---|
| Stripe | Subscription billing, card processing and receipts | Name, email, billing address and payment card details. No scenario data. | United States | View |
Email & Communication
| Provider | Purpose | Data accessed | Location | Policy |
|---|---|---|---|---|
| Google Workspace (Mail) | Routing inbound inquiries to @oandpadvisoryservices.com addresses | Sender address and content of messages you send us. No access to data stored in the app. | United States | View |
Web Typography
| Provider | Purpose | Data accessed | Location | Policy |
|---|---|---|---|---|
| Google Fonts | Delivery of web fonts used in the interface | May log IP address and request metadata when serving fonts. No account or scenario data. | United States | View |